Birthing Day!
Whew!!...it has taken me a while to get to this blog. Writing curriculum...writing and publishing a new children's book ...way too much fun! (check it out at http://www.theprosperityexpress.com/!) I really went through a gestational period of gathering my thoughts and figuring out what I wanted to be up to in this world.
Well, with all the financial hooplah and "gloom and doom" that is hitting the media these days, I felt compelled to share my thoughts.
Financial education is the crux of this whole mess... really, think about it. Do most people use credit in positive ways or do they fall into the trap of creating bad debt and using credit to cater to consumerism mentally plaguing our world? But is it all their fault? Our parents and their parents passed on what they knew... money smarts wasn't taught in school! And really how could it? I mean where would a teacher have the expertise to teach financial concepts, never mind their own "issues" around money that most of us have encountered in our lives!
I believe that starting financial education early is the best way to go. If we had done that 30 or 40 years ago, we would be in a very different situation today. Now there is a cycle in the financial realm just like in nature...so would financial education prevent that? Who knows, but what I believe is that financial education would give most people is the capacity and confidence to handle the downward spiral and plan for it!
Helping youth learn the value of a dollar and helping them decipher needs vs wants is one of the first steps to getting on track to financial health. We have been plagued with "Affluenza"and most people aren't willing to treat it...never mind find a cure! Some of us are willing to admit that we go on spending sprees...we are "Shopaholics" and we do "Shoptherapy" to deal with our good and bad days. Think about the example you are setting for the youth in your life.
It starts with all of us taking on financial responsibility.... and if we don't know where to start,...well you got it! Get educated and become financially healthy. cheers!
Whew!!...it has taken me a while to get to this blog. Writing curriculum...writing and publishing a new children's book ...way too much fun! (check it out at http://www.theprosperityexpress.com/!) I really went through a gestational period of gathering my thoughts and figuring out what I wanted to be up to in this world.
Well, with all the financial hooplah and "gloom and doom" that is hitting the media these days, I felt compelled to share my thoughts.
Financial education is the crux of this whole mess... really, think about it. Do most people use credit in positive ways or do they fall into the trap of creating bad debt and using credit to cater to consumerism mentally plaguing our world? But is it all their fault? Our parents and their parents passed on what they knew... money smarts wasn't taught in school! And really how could it? I mean where would a teacher have the expertise to teach financial concepts, never mind their own "issues" around money that most of us have encountered in our lives!
I believe that starting financial education early is the best way to go. If we had done that 30 or 40 years ago, we would be in a very different situation today. Now there is a cycle in the financial realm just like in nature...so would financial education prevent that? Who knows, but what I believe is that financial education would give most people is the capacity and confidence to handle the downward spiral and plan for it!
Helping youth learn the value of a dollar and helping them decipher needs vs wants is one of the first steps to getting on track to financial health. We have been plagued with "Affluenza"and most people aren't willing to treat it...never mind find a cure! Some of us are willing to admit that we go on spending sprees...we are "Shopaholics" and we do "Shoptherapy" to deal with our good and bad days. Think about the example you are setting for the youth in your life.
It starts with all of us taking on financial responsibility.... and if we don't know where to start,...well you got it! Get educated and become financially healthy. cheers!
posted by Kim "Deep Pockets" at 11:41 PM
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